There are two main reasons.
Firstly we can help demystify the complex home loan market. This means that we can provide you with simple explanations of the industry jargon. It also means that we can help you with the calculations required to compare different products. These calculations can be rather complex and we have specialized software to assist with this task.
The second reason is to save time. Wading through all the different loan products on the market can be time consuming and tedious. If you can afford a home loan then it is more than likely that you are working hard and have limited spare time available. A lot of this time has already been used searching for a property. You don't need to spend more of your precious time searching for a home loan.
You can save time, effort and money by using us. We are a "one-stop shop" for first and subsequent homebuyers, refinancers, property investors and someone wanting to consolidate debts. We will take into account many factors including your lifestyle, financial history, financial institution of choice, and whether you desire regular branch access and support, or are simply seeking the lowest interest rate home loan. At all times we work for you not the lender.
Whether you are a salary earner or self employed, have a good credit record or a bad one or are buying or refinancing there is a good chance that, we will have the loan for you.
There is now a home loan to accommodate almost every situation.
The types of loans and finance products we can source include:
The mortgage market is a minefield that can cost you thousands of dollars if you don't choose the right home finance. Don't waste your time making enquiries at numerous banks and non bank lenders. Contact the team at Blue Chip Mortgages and get the information in one go. Our appraisals are un-bias and obligation free.