Blue Chip Mortgages Port Macquarie Finance

Finance / Lending


"We make it happen, You make it home"

  • You won't need to visit a variety of lenders to obtain details of their loans, we do.
  • Your maximum borrowing capacity will be calculated so you know what range of properties to look at.
  • Various interest rates and loan packages being offered by banks and other lenders are fully explained.
  • Cost comparisons between the various loan packages on offer are analysed for you.
  • Assistance and guidance in preparing your loan application is provided to ensure quicker approval.
  • Pre-approval of your loan can be provided in many instances.
  • We check and advise on any FIRST HOME BUYERS entitlements.
  • Other services such as commercial loans, conveyancing and insurance are available.

Why use our service.

There are two main reasons.

Firstly we can help demystify the complex home loan market. This means that we can provide you with simple explanations of the industry jargon. It also means that we can help you with the calculations required to compare different products. These calculations can be rather complex and we have specialized software to assist with this task.

The second reason is to save time. Wading through all the different loan products on the market can be time consuming and tedious. If you can afford a home loan then it is more than likely that you are working hard and have limited spare time available. A lot of this time has already been used searching for a property. You don't need to spend more of your precious time searching for a home loan.

Using our service.

  • We don't charge you for the service.
  • We explain all of the fees and charges associated with the loan.
  • We explain the effective interest rate of the loan.
  • We have access to a wide range of lenders.
  • We offer an extensive range of products.
  • We are all qualified mortgage consultants with many years banking experience.
  • We carry professional indemnity insurance.
  • We are all members of the Mortgage Brokers Association of Australia as well as The Finance Brokers Association of Australia.

You can save time, effort and money by using us. We are a "one-stop shop" for first and subsequent homebuyers, refinancers, property investors and someone wanting to consolidate debts. We will take into account many factors including your lifestyle, financial history, financial institution of choice, and whether you desire regular branch access and support, or are simply seeking the lowest interest rate home loan. At all times we work for you not the lender.

Whether you are a salary earner or self employed, have a good credit record or a bad one or are buying or refinancing there is a good chance that, we will have the loan for you. 

There is now a home loan to accommodate almost every situation.

The types of loans and finance products we can source include:

The mortgage market is a minefield that can cost you thousands of dollars if you don't choose the right home finance. Don't waste your time making enquiries at numerous banks and non bank lenders. Contact the team at Blue Chip Mortgages and get the information in one go. Our appraisals are un-bias and obligation free.