Blue Chip Mortgages Port Macquarie Finance

About Us


Bernie Kepars JP AFB DIP-FNS, Director

Is a credit representative (CRN 398828) of BLSSA Pty Ltd (Australian Credit Licence No 391237)

Bernie has more than 28 years banking and finance broking experience and was the founding Managing Director of Statewide Home Loans Centre. Previously he was a District Manager with St George Building Society, a business analyst for Stacks The Law Firm and the Secretary Manager of two Housing Co-Operative Societies in the Hastings.

On the 1st July 2008, he established BLUE CHIP MORTGAGES  to develop a fresh approach in Finance Broking and Property Investment..


Helen Cheers JP AMB DIP-FNS

Helen started in the banking industry 26 years ago and worked through to become the Regional Lending Manager of Australia's largest bank.

Helen joined one of North Coast's Leading Finance Brokers Group in 1999 in the capacity of Lending and Training Manager.

She continued in that role until 2008 and then left to set up BLUE CHIP MORTGAGE GROUP.


Carol Kepars, Director

Carol is the Administration and Quality Control Manager. Besides running her own very successful businesses in the past, in the last 18 years her passion has been the Mortgage Brokers Industry developing strategic and strong relationships with all the major lenders. She is the ultimate people person.

Our Team

How you benefit:

  • Save money
  • Save time
  • Reduce risk of disappointment
  • Have all your questions answered
  • No cost or obligation

The easy way of choosing the right Home Loan

  • If you are looking to save on a Home Loan when re-financing, purchasing a private or investment property we can show you how and make the process easier.
  • Obtaining finance can be very confusing, frustrating and time consuming particularly when it comes to comparing the variety of loans being offered by various lenders.
  • The consequence of choosing the wrong loan could cost you many thousands of dollars and worse still you may not be aware of it.
  • This can be avoided by taking advantage of the FREE SERVICE provided by Blue Chip Mortgages.

Your home loan choice through Blue Chip Mortgages.

  • Blue Chip Mortgages is an independent home loan specialist representing a variety of major banks and other lenders from which assistance is provided in selecting and arranging the home loan that best suits your needs.
  • A clear and informative summary is provided on how the loan being chosen competes favorably with your other options.
  • This service is FREE. It will not cost you any extra to arrange your home loan through Blue Chip Mortgages than if you were to approach the lender direct